Home Rehabilitation

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The federally funded Housing Rehabilitation program provides 0% interest loans that help low- and moderate-income homeowners rehabilitate their homes. For more details on the program and the process review the policies and procedures document. The first step is to submit an application linked below to the Urban Development Department. You can drop the application off in person, mail it in, or send it via email. To speed up your application process, please include all requested materials with your pre-application. If you have further questions, please call 402-441-5668, email urbandev@lincoln.ne.gov, or stop by 555 S.10th Street, Suite 205.  While you are encouraged to seek out bids for the work to speed along the process, no work can begin until you have met with a rehab specialists and completed the required loan documents. 

Direct/Deferred Loan Program

  • Property can have 1-4 living units but the homeowner must live on the property
  • For homeowners within the Lincoln city limits
  • Homeowner must live on the property
  • All members of the homeowner's household must be U.S. citizens or qualified aliens
  • Annual income cannot exceed 80% of Lincoln median income
  • For eligible repairs and improvements —see the policies and procedures document
  • Direct loans have a 0% interest rate and a minimum monthly payment of $50
  • Deferred loans also have a 0% interest rate, but your monthly payments are deferred for two years; in certain circumstances payment may be deferred until the home is sold, changes ownership, or is no longer the primary residence of the owner

  • Radon and lead testing may be required depending on the age of the home. If tests are positive for either, lead remediation or a radon mitigation system will be required.

Apply

Heat Pump Incentives

Homeowners who income qualify may receive a $3,000 grant for the purchase and installation of a heat pump. To apply for this City of Lincoln funded program, please print out and complete the application. For general information about heat pumps and this incentive program, visit lincoln.ne.gov/HeatPump.

Note that income qualifying homeowners will receive $3,000, paid directly to the contractor, and are not limited to the $1,800 grant referenced on the Heat Pump Incentive website.

Apply

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